credit card debt
Meet Tally. The worlds first automated debt manager that makes it easy to save money, manage your cards and pay down balances faster.
Credit cards are great.
Dealing with them is not.
Tally changes that.
What is Tally?
Tally is a credit card consolidation app that makes it easy to stay on top of your credit cards. You scan your cards. We give you a line of credit and help manage payments for you. Tally is a faster way to pay down your balances and a smarter way to organize your credit cards.
Secure your credit line
Once youre approved for and accept a line of credit with Tally, sit back and let us do the hard work for you.
Unlock your savings
We minimize interest costs and fees by making the right payment to the right card at the right time.
Maximize your money
Keep using your credit cards to get all the perks and rewards. Well take care of everything else.
Carry credit card debt from month to month?
Tally makes it easy to pay off your credit card debt faster. First, we transfer your high APR balances to your Tally line of credit, potentially saving you hundreds of dollars. Then, you can use that savings to pay down your credit card debt and get closer to your goal.
Tired of juggling payments for multiple cards?
Tally is your app to pay off credit cards in one place. Whether it's your bank or store credit card, we keep track of your due dates, minimum payments and APRs, then automatically calculate the best way for you to pay your credit cards every month.
Tallys late fee protection gives you the peace of mind of autopay without the fear of overdraft fees. If youre low on funds, your Tally credit line kicks in and ensures youre paying the minimum on each credit card every month. As long as youre in good standing with Tally, youll never pay a credit card late fee again.
Serious about security
Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why its securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.
How does Tally pay my cards each month?
Tally monitors the balances, APRs, and due dates on each card you register. Tallys smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you wont be charged late fees.
How much does Tally cost?
Tally is free to download, and we dont charge any fees to use the app. In order to get the benefits of Tally, you will need to qualify for and get a Tally credit line. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% – 25.9% per year.And similar to credit card APRs, it will vary with the market based on the Prime Rate. (Information accurate as of June 2018)Click here to see what Tally charges
How is my minimum payment calculated?
We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure youre making progress toward paying down your Tally balance.